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If you make smart moves at the beginning of your retirement, you can dramatically increase the odds of feeling secure, confident, and carefree about your post-working life.
The first five years after leaving work aren’t just about money. They’re about intentionally designing your next chapter—so you don’t wait until age 70 to figure out what truly matters.
If you’ve ever tried sitting on a stool with a broken leg, you know it doesn’t take long before things get wobbly. That’s exactly what caring for an aging parent can feel like when you're missing one of the key supports. It might seem manageable at first, but over time, small cracks turn into full-blown instability.
Becoming a dad this year has changed a lot about how I see the world. Suddenly, everything in life has a longer horizon. I’m thinking more about what the next year looks like—and the next ten. About how I can show up for my son in the way he needs me, not just now, but as he grows into the man he’s meant to become. And oddly enough, that shift has also made me think more deeply about my own parents.
Maybe the bills are piling up unopened. Maybe your dad’s been unusually quiet about his finances. Or maybe your mom, who never missed a payment in her life, is suddenly juggling late fees. This is the moment many adult children face: you know your parents need help with their finances
But today’s financial scams aren’t just obvious schemes or poorly worded emails from strangers. They’re sophisticated, targeted, and designed to prey on exactly the kind of people your parents are—generous, trusting, and often too polite to hang up or say no.
You might start by stepping in to help with a few things: driving your mom to doctor’s appointments, making sure your dad’s prescriptions are filled, maybe checking in more often than you used to. Nothing too dramatic. After all, your parents are still fairly independent, and you want to honor that.
Unlike other changes that come with aging, memory loss doesn’t just affect what someone remembers. It impacts how they think, how they perceive the world around them, and how safely they can live day-to-day. These changes require more than just occasional support—they require a shift in how we approach care entirely.
Recognizing the signs that indicate a loved one may no longer be safe living alone is crucial—not just for their well-being, but for ensuring they transition to the right level of care before a crisis...
Trying to DIY elder care can be overwhelming, expensive, and unsustainable. That’s why having these conversations early...