Massie Financial Planning Blog
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The Most Important Five Years of Your Retirement — And How to Get Them Right
If you make smart moves at the beginning of your retirement, you can dramatically increase the odds of feeling secure, confident, and carefree about your post-working life.
Retirement Countdown: What to Focus On 15, 10, and 5 Years Before You Retire
Retirement isn’t a single date on the calendar — it’s a transition you prepare for over time. The choices you make in the years leading up to it will shape how smooth (and enjoyable) your retirement feels. Here’s a timeline of what to prioritize 15, 10, and 5 years out so you can step into retirement with clarity and confidence.
The Bottom Line: Start Medicare Planning 5 Years Out
Start Medicare planning 5 years before retirement. Learn about deadlines, IRMAA surcharges, and 2024–2025 Part D changes.
Designing Your Next Chapter: Lifestyle and Financial Freedom in the First Five Years
The first five years after leaving work aren’t just about money. They’re about intentionally designing your next chapter—so you don’t wait until age 70 to figure out what truly matters.
Why Aging Parent Care Is Like a 3-Legged Stool
If you’ve ever tried sitting on a stool with a broken leg, you know it doesn’t take long before things get wobbly. That’s exactly what caring for an aging parent can feel like when you're missing one of the key supports. It might seem manageable at first, but over time, small cracks turn into full-blown instability.
How to Help Your Aging Parents Manage Their Money Without Taking Over
Maybe the bills are piling up unopened. Maybe your dad’s been unusually quiet about his finances. Or maybe your mom, who never missed a payment in her life, is suddenly juggling late fees. This is the moment many adult children face: you know your parents need help with their finances
Protecting Your Parents from Financial Scams: A Guide for Adult Children
But today’s financial scams aren’t just obvious schemes or poorly worded emails from strangers. They’re sophisticated, targeted, and designed to prey on exactly the kind of people your parents are—generous, trusting, and often too polite to hang up or say no.
The Hidden Costs of DIY Aging Parent Care: What You Don’t Know Can Hurt You
You might start by stepping in to help with a few things: driving your mom to doctor’s appointments, making sure your dad’s prescriptions are filled, maybe checking in more often than you used to. Nothing too dramatic. After all, your parents are still fairly independent, and you want to honor that.
Memory Care Isn’t Just Aging: Why It Requires a Different Kind of Plan
Unlike other changes that come with aging, memory loss doesn’t just affect what someone remembers. It impacts how they think, how they perceive the world around them, and how safely they can live day-to-day. These changes require more than just occasional support—they require a shift in how we approach care entirely.